01. Introduction

Welcome to www.advfinity.com (the "Site"), owned and operated by Advfinity ABN 21 512 499 058 ("Advfinity," "we," "us," "our"). By accessing this Site, purchasing our digital products, or engaging our consulting services, you agree to these Terms and Conditions ("Terms"). If you do not accept these Terms, please refrain from using our Site.

02. Jurisdiction & Compliance

These Terms are governed by the laws of Western Australia and comply with Australian Consumer Law (ACL). If a dispute arises, you agree to submit it to the jurisdiction of Western Australian courts.

03. Intellectual Property

All content, products, and materials on this Site—including text, graphics, videos, and digital products—are the property of Advfinity or its licensors. You may not modify, distribute, reproduce, or exploit our materials without express written consent.

04. Digital Products

4.1 Licence & Usage

When purchasing a digital product (e.g., courses, checklists, guides, workbooks, videos, or templates), you only receive a non-exclusive, non-transferable licence for personal use. Resale, modification, or distribution is strictly prohibited.

4.2 International Purchases

Digital products may be purchased internationally. However, Advfinity makes no guarantees regarding compliance with international laws outside of Australia. Buyers are responsible for ensuring local compliance.

4.3 Refund Policy

Due to the nature of digital products, all sales are final. Refunds will only be issued if:

•  You receive an incorrect or faulty product.
•  A download link does not function (we will provide a replacement link).

05. Consulting & Training Services

5.1 Engagement & Responsibilit

By engaging our consulting or training services, you acknowledge that:

•  Advfinity relies on the information youprovide and is not responsible for outcomes based on inaccurate data.
•  Our educational guidance does not constitute legal, financial, or medical advice.

5.2 Cancellations & Rescheduling

You must provide at least 7 days’ written notice to cancel consulting services. One reschedule is allowed at no extra cost; further changes may incur additional fees. If we cancel a service and you do not reschedule, you will receive a full refund.

5.3 Refund Policy

Service refunds are not guaranteed unless Advfinity determines it cannot provide the agreed service. At our discretion, deposits are non-refundable but may be applied as a credit toward future services.

0.6 Prices & Payment

• All prices are in Australian Dollars (AUD) and include GST where applicable.
• As displayed on our Site, we accept credit cards and other payment methods.
•  Failure to make full payment may result in revocation of accessto products or services.

0.7 Competitions & Promotions

Advfinity may run competitions and live webinars via the Site and social media. Participation is subject to specific competition rules, which will be outlined at the time of entry.

0.8 Social Media & User-Generated Content

We encourage engagement on our social media platforms (when established). By submitting reviews, comments, or feedback, you:

•  Grant Advfinity a non-exclusive licenceto use your content.
•  Warrant that you own the rightsto any content you submit.
•  Acknowledge that we may remove inappropriate content at our discretion.

0.9 Prohibited Use

You may not use the Site or its content for:

•  Unlawful purposes or violations of international, federal, or state laws.
•  Hacking, data corruption, or unauthorised access attempts.
•  Spamming, fraud, or deceptive conduct.

10. Warranties & Liability

•  Our Site, products, and services are provided "as is" and "as available."
•  Advfinity makes no guaranteesregarding the results of using our products or services.

• To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from using our Site or services.

11.  Breach & Termination

Advfinity reserves the right to terminate your access to the Site or services if you breach these Terms. Termination does not waive any legal rights Advfinity may have.

12. Changes to These Terms

Advfinity may update these Terms at any time. Continued use of the Site constitutes acceptance of any modifications.

13. Contact Information

If you have any questions about these Terms, please get in touch with [email protected].